Home Equity Strategy Calculator
Home Equity Strategy Calculator
Answer a few quick questions to see how much tax-free income and equity your home could unlock.
Progress
25%
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Property
2
Income
3
Goals
4
Contact
Property & Mortgage
$
Please enter your home's estimated value.
$
Enter 0 if your home is mortgage-free.
Please select your province.
Please select your age range.
Employment & Income
Enter the income of the person who would implement the strategy (before taxes).
Please select your household income range.
Your Goals
Where Should We Send Your Results?
Please enter your first name.
Please enter your last name.
Please enter a phone number.
Please enter a valid email address.
Your Personalized Estimate
Based on the information you provided, here's what your home equity could do for you.
Current Home Equity
$0
Estimated home value minus your current mortgage balance.
Equity Potentially Accessible (up to 80% loan-to-value)
$0
A common ceiling for HELOCs and readvanceable mortgages used in Smith Manoeuvre / Cash Damming strategies.
Reverse Mortgage — Potential Tax-Free Funds
$0
Estimated funds available with no monthly payments required, based on your age and home value.
Estimated Annual Tax-Savings Potential
$0
Illustrative estimate if accessible equity were deployed using a tax-deductible investment strategy at your marginal tax rate.
Want to see exactly how this would work for you?
Book a free, no-pressure clarity call with a Wise Equity advisor. We'll walk through your numbers and answer your questions.
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These figures are illustrative estimates only, generated for educational purposes based on the information you provided. They do not constitute a mortgage approval, financial advice, tax advice, or investment advice. Actual amounts depend on lender criteria, appraised value, underwriting, and your individual financial situation. Speak with a licensed Wise Equity advisor before making any financial decisions. Wise Equity Inc. — Lic #M19002342, FSRAO Brokerage #12685.