TERMS OF SERVICE

Wise Equity Inc.
Last Updated: February 25, 2026

Welcome to wiseequity.ca (the “Website”), operated by Wise Equity Inc. (“Wise Equity,” “we,” “us,” or “our”).

By accessing or using this Website, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, you must not use this Website.

1. Use of Website

This Website is provided for informational purposes related to mortgage brokerage, financial services, and educational content.

You agree to use this Website only for lawful purposes and in accordance with these Terms.

You must be at least 18 years of age to use this Website.

2. No Financial Advice

The content provided on this Website is for general informational purposes only.

Nothing on this Website constitutes:

  • Legal advice
  • Financial advice
  • Tax advice
  • Investment advice
  • A commitment to lend
  • A mortgage approval

Mortgage approvals and financial products are subject to underwriting, lender criteria, and regulatory requirements.

You should consult appropriate professionals before making financial decisions.

3. Mortgage Applications

Submitting an inquiry or application through this Website:

  • Does not guarantee approval
  • Does not create a lender-client relationship until confirmed in writing
  • May require additional documentation

Wise Equity reserves the right to decline applications at its discretion, subject to applicable law.

4. Intellectual Property

All content on this Website, including:

  • Text
  • Graphics
  • Logos
  • Educational materials
  • Videos
  • Branding

Is the property of Wise Equity Inc. and is protected under Canadian intellectual property laws.

You may not copy, reproduce, distribute, or exploit any content without prior written consent.

5. Third-Party Links

This Website may contain links to third-party websites.

We are not responsible for:

  • Their content
  • Their privacy practices
  • Their accuracy

Accessing third-party sites is at your own risk.

6. Limitation of Liability

Wise Equity Inc. shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of income or profits
  • Reliance on information provided on this Website
  • Technical interruptions or website errors

Use of this Website is at your own risk.

7. Indemnification

You agree to indemnify and hold harmless Wise Equity Inc., its officers, employees, and affiliates from any claims arising from:

  • Your misuse of the Website
  • Your violation of these Terms
  • Your violation of applicable laws

8. Regulatory Disclosure

Wise Equity Inc. operates as a licensed mortgage brokerage in applicable Canadian jurisdictions.

All mortgage products are subject to regulatory oversight and compliance requirements.

9. Governing Law

These Terms are governed by the laws of the Province in which Wise Equity Inc. is licensed and the laws of Canada.

10. Changes to Terms

We reserve the right to modify these Terms at any time. Updated versions will be posted on this page with a revised date.

11. Contact

For questions regarding these Terms, contact:

info@wiseequity.ca

 

Regulatory Compliance

Wise Equity Inc. is committed to operating in full compliance with applicable Canadian financial regulations.

We adhere to:

  • Provincial mortgage brokerage legislation
  • PIPEDA (Personal Information Protection and Electronic Documents Act)
  • Canada’s Anti-Spam Legislation (CASL)
  • Applicable anti-money laundering (AML) requirements
  • FINTRAC obligations

We maintain internal policies and procedures designed to:

  • Protect client information
  • Prevent fraud
  • Ensure ethical conduct
  • Maintain regulatory compliance

Clients may request licensing information at any time.