Discover how Canadian homeowners are paying off their 25-year mortgage in 13 years or less, AND saving over $200,000 for their retirement, WITHOUT any additional income.​

BENEFITS OF A WISE EQUITY MORTGAGE

At Wise Equity, we help clients take control of their financial futures with our W.E. Mortgage Plan. By incorporating the Smith Manoeuvre and the Canada Revenue Agency (CRA) approved tax strategy - Cash Damming, we transform your traditional mortgage into a powerful wealth-building tool. Our automated plan focuses on: accelerating your ability to pay off your mortgage, and grow your investments without any additional income.

BENEFITS OF A WISE EQUITY MORTGAGE

to create financial stability so your can retire with peace of mind.​

Pay Off Mortgage

Our mortgage plan allows clients to pay off their mortgage much faster than traditional methods—often in as little as 10 to 13 years instead of 25+ years.

Large Tax Refunds

A key benefit of our mortgage plan is making the interest on borrowed funds tax-deductible. When you borrow to invest, the interest on the loan can be deducted, lowering your taxable income.

Retirement and Investment Savings

By re-borrowing your home equity to invest in income-generating assets, you build a diversified portfolio. These investments, such as stocks, bonds, or real estate, can generate returns that outpace borrowing costs, helping you grow your wealth.